CPDStore Ireland

Your clients trust you with their financial affair, and increasingly, many find that they're asking about pensions, investments, and retirement planning that go beyond the tax return. And many are making costly mistakes: legacy providers/funds/schemes charging excessive fees, underperforming, and being lazy, results in your clients sometimes arriving at retirement without a clear income strategy.

This session gives you practical frameworks to spot the key opportunities and threats facing your clients, add real value to those conversations, and know when to bring in specialist support.

Paddy Delaney will cover the following topics during this webinar:

• The Real Cost of Doing Nothing — How hidden fees, outdated funds, and poor diversification can silently erode your clients' wealth.
• Retirement Income Planning — ARFs vs annuities, drawdown strategies, and helping clients avoid running out of money or overpaying tax.
• Investment Fundamentals That Matter — Asset allocation, cost control, diversification, and why time in the market typically beats timing the market.
• Common Threats — Inflation, cash drag, behavioural biases, and poorly structured products, and how accountants can help clients sidestep them.
• Having the Conversation — Practical tips for raising these topics in a way that builds trust and keeps you within your professional remit.

By attending this session you will be able to identify clients overpaying in pension and investment fees, recognise the key decisions and common mistakes at retirement, understand core investment principles well enough to have confident client conversations, and know how to raise these topics proactively without overstepping your professional role.

This session will be of particular interest to accountants in general practice, tax advisers, and business advisers working with owner-managers, professionals, and individuals approaching or in retirement.

Course Level: Foundation